Vietnam Currency: A Look into Vietnamese dong

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Vietnamese Currency: Money Tips, Exchange Rates & ATMs

The official currency of Vietnam is the Vietnamese đồng, symbolized by ₫ or VND. Vietnamese notes in circulation are a mix of small paper notes (no coins used in Vietnam), and larger polymer bills, in values from 10,000 VND to 500,000 VND. May travelers are confused by all the zeros in the Vietnamese money, to get this solved, remove three zeros to get a simpler number and that’s basically what you paying. To quickly convert from VND to USD, just remove three zeros and divide by 25. (1 USD = 25000 VND in Jan 2025)

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History of Vietnamese Currency, the VND

The Vietnamese đồng showcases a history of resilience and adaptability. Vietnam replaced the French Indochinese piastre with the đồng in 1953, navigating through significant economic challenges. In 1975, the country introduced a unified đồng, marking a new chapter after reunification. Today, Vietnam currency, the đồng represents Vietnam’s rapid growth and dynamic economy.

Vietnamese Dong: Know the Money you spend in Vietnam

Vietnam no longer uses coins among it’s currency since 2011, the coin denominations used to be of 500₫, 1,000₫, and 5,000₫. The Vietnamese đồng (VND) has faced significant fluctuations over time.

The Vietnamese đồng (VND), symbolized by ₫, has been Vietnam’s official currency since May 3, 1978. As of 2025, denominations include paper notes of 500₫, 1,000₫, 2,000₫, 5,000₫, and polymer notes of 10,000₫, 20,000, 50,000, 100000, 200,000 and 500,000₫, all featuring a portrait of late President Ho Chi Minh.

Cash withdrawal, money exchange

After landing in Vietnam, you’ll need to have cash in local Vietnamese Dong and the best way to do, is to either withdrawal money from the ATMs at the airport arrival hall using your visa and master-card, or check with the money exchange counters.

ATMs are easy to spot anywhere in Vietnam from bigger cities to the smaller towns, international cards such as Visa are accepted at more than 25,000 ATMs across Vietnam.

Withdrawal fees & withdrawal limit for Vietnam ATMs

The withdraw amount using an ATM and debit cards in Vietnam along with the withdrawal fees are vary from one bank to another. However, the ATMs from Vietnamese banks offers lowers withdraw compared to the international banks. Additionally, the withdrawal fee for most locals banks are free (using local card), but if you’re using international cards, the ATM fee is between 20,000 to 50,000 VND. (1 USD = 25000VND in jan 2025)

Vietcombank: up to 2,000,000d

VietinBank: up to 2,000,000d

VPBank: up to 5,000,000d

HSBC: up to 8,000,000d

Citibank: 8,000,000d

Commonwealth Bank: up to 10,000,000d

ANZ: 10,000,000d

Card payments in Vietnam

In Vietnam, cash is used for small transactions, or to buy foods & fruits from the street vendors, but many cafes, hotels, restaurants accept major credit cards like Visa or Master. Conversion rates and transaction fees depend on your card provider. Most essential travel expenses in Vietnam, whether booked on-site or online in advance, can be easily paid by card.

As of 2025, many local Vietnamese banks such as Sacombank, BIV, Vetcombank, VPBank, are also accepting American Express (AMEX)cards,

Vietnam Currency Rate Updates [Jan 2025]

The State Bank of Vietnam quoted the central rate of VND versus USD on 1st of the January of the 2025: Central rate of VND versus USD, Exchange rate. 1 USD = 25,000 VND. However, here are the approximate exchange rates for seven major foreign currencies into Vietnamese đồng . These currencies can easily be exchanged at banks, exchange offices, gold shops, and hotels throughout Vietnam. Other currencies, such as Philippine pesos, Indian rupees, and Thai baht, are also commonly exchanged in Vietnam.

How much is USD100 in Vietnam Currency?

Curious about the exchange rate for $100 US in Vietnam Currency? As of [Jan.2025], 1 USD is approximately [25,000] VND. Among the all major foreign currencies, the United States Dollar is the most popular and easily exchanged into VND. You can always pay your hotel bill, tours and or other regaled services with US dollar, however, the exchange rate might not be as good as the official state rates, so again, you better have your Vietnamese money in hand and pay your bill using Vietnamese Dong.

Note: All the supermarkets, street vendors and restaurants only accept Vietnamese Dong.

1 EUR to VND – Euros to Vietnamese Currency Exchange Rate

As of [Jan of 2025], the exchange rate of Euro to Vietnamese dong is approximately [25950] Vietnamese Dong (VND) for 1 Euro. However, Euro may not be as popular as the American Dollar, but still one of the major foreign currencies to exchange in Vietnam. If you are traveling from Europe and wondering which currency is, better to carry, safer and most exchanged then rest assured that Euro money is also a popular currency to exchange into Vietnamese Currency. We suggest you to exchange your Euro in state banks and official money changer services.

Exchanging Euro money to Vietnam Currency at banks are fairly easy and straightforward, you’ll need your valid passport and any bank with exchange facilities will change Euro into Vietnamese currency – you can do it at the airport or any other exchange booth as well. and thing to consider is that only new banknotes are exchanged with official rates, the old banknotes of Euro and or USD are exchanged often with lower rate.

Japanese Yen, JPY, to Vietnam currency

The Japanese Yen (JPY) is not commonly accepted anywhere in Vietnam, so we do recommended to exchange Japanese Yen for Vietnam currency upon arrival, at the airport and or at bigger bank branches, the small banks may not offer exchange services to any currency other than USD, EURO, or GBP. The official exchange rate of Japanese Yen to Vietnamese Dong, at Jan of the 2025 is 164.

Note: All the banks, foreign exchange offices and licensed gold shops (AKA money changes), will to easily exchange damaged foreign banknotes, if they are teared up, old notes and or not new as not older than 5 years, the exchange rate may not be that pleasant. so bring your new, crips sealed Japanese Yen and or USD and easily exchange them upon arrival.

British Pounds to Vietnamese Dong Exchange Rates

Vietnam offers great value for British Pounds. If you are embarking on a journey to Vietnam, stay informed about British Pounds to Vietnamese Dong exchange rates for a seamless travel experience. As of [January of the 2025], the exchange rate is approximately [31.294] Vietnamese Dong (VND) for 1 British Pound (GBP).

Exchange services are readily available in cities and tourist hotspots, such as hotels, bigger restaurants and generally those within location in tourist areas, offering fair rates.

We also strongly advice you to exchange your GBP to Vietnam Currency right upon arrival at the airport (usually with a little lower rate), or hold on and exchange it when you are in the city. The best places are banks such as Vietcombank, Techombank, BIDV and all the state banks. The gold shops (money changers), are also a great choice for exchanging British Pounds to Vietnam currency.

Note: Hotels and tourist offices may not accept your British Pounds, so, we recommend you to exchange and pay your bills with Vietnamese Currency.

Australian dollars to Vietnamese dongs Exchange Rate

AUD To VND: Convert Australian Dollar to Vietnamese Dong, as of the January of the 2025, 1 AUD exchange at 16.000 into Vietnamese Dong, VND. The best places to exchange Australian Dollar into Vietnam Currency are the Banks and Exchange offices. Please bear in mind that larger banknotes will always gets better exchange rates so, if you are traveling for a certain period of time, we recommend you to exchange larger Australian banknotes in order to get most value out of your AUD.

Hotels and other tourism service providers may and or may not accept your AUD, as always, it is highly recommended to exchange Australian Dollar into Vietnam currency and travel risk free.

How much is $100 Canadian in Vietnam Currency?

CAD TO VND: Curious about the exchange rate for $100 Canadian in Vietnamese dong? As of [January of the 2025], 1 CAD is approximately [17620] Vietnamese Dong (VND), so $100 CAD equal to 17,620,000 VND. Conveniently exchange your Canadian dollars at local banks or exchange offices or upon arrival at the international airports with slightly lower rates compare to if you exchange at the banks.

Most hotels and tourism information officers may not be Able to accept your Canadian Dollar, so, we strongly advice you to exchange your CAD to VND to avoid lower rates. Local markets and vendors and restaurants all accept local Vietnam Currency, the Vietnamese Dong. To get Thebes value exchange rate from CAD to VND, we recommend you to exchange at biggest state bank branches and or exchange offices.

Singapore dollars to Vietnamese dongs Exchange Rate

SGD to Vietnam currency: Vietnam is a popular destination for Singaporean travelers and therefore, the SGD is also considered as one of the major foreign currencies to be accepted and exchanged into Vietnam currency. As of the January of 2025, the 1 SGD to VND converts to 18,389 VND.

Again, USD, the American Dollar is the most popular foreign currency in Vietnam, even though SGD is a valuable currency, but it will not easily accepted in Hotels and other tourism related serviced. So, if you are traveling from Singapore, we also recommend to exchange your SGD to VND upon arrival at the International airports and or through banks.

Currency	Exchange Rate
USD	25,140 VND
EUR	25,950 VND
JPY	164 VND
GBP	31,294 VND
AUD	16,000 VND
CAD	17,620 VND
SGD	18,389 VND

Where are the best places for Vietnam currency exchange?

Explore the best places for Vietnam currency exchange to get the most value for your money. Major cities like Hanoi, Ho Chi Minh City, and Da Nang offer a plethora of reliable exchange services. Banks and authorized exchange booths in tourist areas provide competitive rates. Be cautious of street vendors offering currency exchange, as rates may not be as favorable.

Following are few best and easy options available to exchange your dollar and or other major currencies into Vietnam currency:

Airports

All the international airports in Vietnam, Hanoi, Danang and Ho Chi Minh City have several money changers offering very fair exchange rates that are in most cases much better than you would be getting in your home country. For getting the best exchange rate at Vietnam’s Airport, you should go down right after immigration process and exchange your foreign money into Vietnam currency. USD, GBP, AUD, CAD and THB are the most accepted, remember to always carry new, and not damages banknotes.

Banks

Safe and secure place to exchange foreign currencies into Vietnam money, the banks may not be then BEST place to offer you with the highest exchange rate (Compare t gold and jewelry shops), however, the exchange rates aren’t that different from exchange offices, the difference may be 5-10 VND only. Banks will buy your foreign currency and exchange them into Vietnam money, however they require your passport and a valid visa to process the money conversion.

Gold shops (Money Changers)

They always offer higher exchange rates, even higher than the banks, however they may include with hidden fees, so, The best is to deal and fix the final exchange rate and make sure how much you get out of your USD and or other currencies you want to exchange.

Tips: Money Exchange in Vietnam

Currency Exchange in Vietnam and Where to Get the Best Rate? There are 3 major ways to convert money and receive Vietnam currency. The best advice is to exchange your money into USD, as the American dollar is more convenient and easily exchanged anywhere in Vietnam. We always recommend travelers to exchange money upon arrival and spend only Vietnamese currency.

Whenever changing cash in Vietnam, carry your passport with a valid visa. Although gold shops may not ask for it, banks and money exchangers are supposed to take a photocopy of passports (for foreigners) or ID cards (for Vietnamese nationals).

Useful tips for payment and exchanging currency in Vietnam

Getting cash from your debit card

In fact, you can walk into a bank branch and ask for a cash advance or withdrawal on your debit card. In reality, most banks in Vietnam will simply ask you to use the ATM in order to withdraw the cash as Vietnamese Currency (with your credit card being charged from 30k to 60kVND).

But if you walk into a bank when they are not busy and find a staff member happy to help, you may be lucky. You’ll save the ATM fee, but will still need to check the fees your home bank charges. Remember to carry your passport and a valid visa as the banks will keep a photocopy of both of them.

What 10 US Dollar Can Buy You in Vietnam?

Here few things you can buy in Vietnam for under USD10 – That’s equal to 245000VND – Vietnam currency

Vietnam sounds a cheap country to spend your dollar, especially when you compare to western Prices! You’re probably thinking ‘How much money should I take to travel Vietnam? or Is it expensive to travel Vietnam?’ WELL! We have put together for you a list of few things you can buy for under USD10 while you’re on your travels in Vietnam in 2025.

A proper local meal for 2: One of the greatest things about Vietnam is the fresh cuisines and there is so much foods from street stall foods to eating in a local restaurant. Not only is it delicious but you can get yourself a full bbq chicken, load your bag with few kilos of local fresh Vietnamese Fruits

Traditional Vietnamese Massage: With the popularity of massage in Asian countries, Vietnamese spas and massage shops offer different sort of massage to helps the body keep the balance and energy. And, if you are looking for a normal therapy that is for back, foot, hands and shoulders, then with under USD10, you’ll get a proper one for an hour massage. The best places to offer massage are not really in and around theorist hot spots, try to get a way from city center and you may find much better quality. Learn more about Vietnamese Massage

A fresh pint of Bia Hoi: Vietnamese draught beer has been super cheap and popular by travelers and probably you will be the next person going to give it a try. This freshly brewed foamy beer will get you enough of a beer night and usually a pint of bia hoa would serve 2-3 people at a time.

Coffee time: Vietnam is a popular place for coffee lovers since its famous beans are on top 5 best in the world, so, what better than trying different cafes and get yourself few decent Coffee while traveling in Vietnam? A cup of locally made Vietnamese black cafe would cost you for 25 to 40k VND (less that 2USD). While other fancy places and hotels would offer Cappuccinos and Americano plus a piece of freshly made cake for 2 with 10USD. In addition, you can get yourself a pack of 100g of Vietnamese Ground Coffee with 150KVND (depending on the kind of bean) → A guide to Vietnamese coffee

Visit Museums and Local Attractions: There are lots of attractions and things to do while traveling in Vietnam, whether in Hanoi in north and or in Ho Chi Minh City in the south. Most of the attractions and museums required entrance tickets to which they cost not under USD2, so count on how many places you can visit in one day. if you need to know then → Top things to see in Ho Chi Minh City

FAQ: Vietnam Curency

How easy is to find the Nearest ATM

You can find cash machines everywhere, both in major cities like Ho Chi Minh City, Hanoi, and Da Nang, as well as in smaller cities. They are mainly located around tourist areas. Cash machines in Vietnam operate 24 hours a day, 7 days a week, so you can access them at any time. Use Google Maps to locate the nearest ATM or find a bank on Google.

Even though most ATMs accept different types of credit cards (Master Card, Visa, Union Pay and JCB), do not forget to check the signs at any ATM that indicates which cards they accept. You don’t want your card to get stuck while traveling in Vietnam.

Can I withdraw cash in Vietnam?

Yes. Based on the central Bank of Vietnam, ATM machines across Vietnam are only allowed to cash-dispense only in Vietnamese Dong (VND), even if your account is originally in Dollar, USD, or other currencies. The amount of money that you want to withdraw is automatically changed from your own currency to VND based on the bank rate.

What is the ATM fees Vietnam?

When using a debit card, transaction costs typically range from 25,000 VND (USD 1) to 100,000 VND (~ USD 4). You can avoid these fees by using cash machines from your own bank or choosing banks linked to your bank. Unfortunately, you won’t find many foreign banks in Vietnam. No Vietnamese bank allows customers to withdraw money from foreign accounts for free. Following are the transactions fees in January of the 2025;

Agribank: transaction fee 22,000 VND

BIDV, Sacombank, VPBank: transaction fee 30,000 VND

ANZ: transaction fee 40,000 VND

Vietcombank: transaction fee 50,000 VND

Citibank: transaction fee 55,000 VND

Techombank: transaction fee: 0.15% of total withdraw

Best ATM to withdraw money in Vietnam

The most popular ATMs in Vietnam are from the popular local banks such as:

TP Bank

VietinBank

VietcomBank

SacomBank

VP Bank

MB Bank

Techombank